Mark A Chancy

Succeeding Mr. Spiegel as Chief Financial Officer is Mark A. Chancy, who currently serves as SunTrust's Treasurer. Mr. Chancy was also named a Senior Executive Vice President of SunTrust and a member of the Company's Policy Committee. The succession is effective immediately; Mr. Spiegel will participate in the transition process in a consulting role until his retirement becomes effective March 31, 2005. Gary Peacock, Jr. will succeed Mr. Chancy in the Treasurer role, which he will add to his current responsibilities as Director of Investor Relations and Corporate Communications. As Chief Financial Officer, Mr. Chancy will be responsible for SunTrust's finance-related functions including Accounting, Strategic Finance, Tax, Investor Relations and Treasury. Mark A. Chancy began his 17-year career in financial services in 1986 when he joined The First Boston Corporation in New York. In 1989, he joined the corporate finance department at The Robinson-Humphrey Company. He was named the firm's Chief Financial Officer in 1997 and elected to Robinson-Humphrey's Board of Directors in 1998. Mr. Chancy became part of SunTrust when the Company acquired Robinson-Humphrey in 2001, and he was appointed Treasurer in August of that year. Mr. Chancy holds a B.B.A. degree in finance from Southern Methodist University, and an M.B.A. from the J.L. Kellogg Graduate School of Management.