GAIN Credit (Global Analytics)

Founded in 2008, GAIN Credit’s aim is to empower customer’s lives through the provision of responsible credit solutions for the underserved. Empowering lives is about providing solutions that meet the credit needs of society in an affordable and responsible manner, ensuring that we always treat customers fairly, helping our customers when they need it most by providing access to credit and giving them realistic timelines to re-pay. GAIN Credit is focused on serving the credit needs of all sections of society by: Treating Customers Fairly At GAIN Credit, we do our best to provide credit in a responsible and affordable manner. We perform stringent affordability checks to ensure that we only lend to people who have the financial capacity to repay. That’s why our acceptance rates stand at 5% for Lending Stream and 4.72% for Drafty respectively. Delivering High Quality Service Our flagship brands – Lending Stream & Drafty – enjoy a 5* rating on TrustPilot (UK’s leading customer review website). And they’ve also received TrustScores of 9.4 and 9.3 respectively. Leading Through Innovation Drafty – our pioneering credit-line product – is a first-of-its-kind, no-fee credit line with a representative APR below 90%. It enables customers to draw additional funds without having to reapply, saving them from multiple credit bureau hits. Drafty has been awarded ‘Innovation of the Year’ for 2017 and 2018 by the Consumer Credit Awards.