Creating innovative solutions to address the challenges of the future We are aware of the expectations that individual and collective savers have with regard to their financial partners, insurers, bankers, and pension funds: long-term performance and risk control tailored to suit their situation and profile. Conscious of these challenges for the future and relying on our engineering tradition, we are able to innovate in order to develop tailored and transparent solutions for our clients – public and private institutions as well as financial intermediaries – that will help them meet their commitments to their savers. Our truly customised solutions combine, if needed, all management styles – active, passive and alternative – and all types of solutions from ETFs to multi-management, in line with our clients' investment objectives.