Tom draws on 10 years of experience as a banking regulator, having held positions as a Capital Markets Specialist and Credit Specialist. For the Office of Thrift Supervision, he served as lead examiner on reviews of numerous areas at large institutions, such as credit card, retail credit, and liquidity and market risk. Tom also served as a member of the Treasury Department's $250 billion capital purchase program. During his time at the Treasury, Tom also evaluated the applications of banks and bank holding companies, and presented analyses to senior Treasury officials through the department's investment committee. He is also a Chartered Financial Analyst.
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