Julie is a partner with Ungaretti & Harris LLP and leads the firm's Healthcare Finance Group. Her professional practice is concentrated in the areas of healthcare finance, banking and secured lending. She is regularly involved in tax-exempt bond financings, representing banks (as providers of liquidity and/or credit enhancement or direct lenders or purchasers of tax-exempt bonds), Section 501(c)(3) borrowers (including hospitals and health systems, long-term care providers and educational and cultural institutions), bond underwriters and issuers. Since 1990, Julie has been involved in billions of dollars of tax-exempt bond financings, including fixed and variable rate structures, as well as secured and unsecured lending transactions. University of Illinois College of Law, J.D., cum laude, 1990 University of Illinois College of Commerce and Business Administration, M.B.A., 1990 Rockford College, B.A., cum laude, 1985