Highly experienced Head of Strategy, Innovation and Sustainability. Entrepreneur with expertise in the Banking, FinTech, AgTech, and Digital ecosystems. I incubated from concept to market several FinTech initiatives, such as unohomeloans.com.au Sustainability expertise, Impact assessment and investment experience developed with the EU Climate KIC, the UNDP, the P2P Foundation and the Westpac AgLab. I supported AgTech venture DiscoveryAg in their capital raise with Westpac; championed the Sustainability and AgTech agenda across Westpac through an award-winning Urban Farm pilot; co-authored in partnership with Deloitte the report “Lessons from Israeli AgriTech for Australia and NZ”; co-authored a key study for the P2P Foundation on the thermodynamic and economic viability of the circular economy. Finance, Governance and Risk expertise developed from working with executive teams at Credit Agricole, NAB, Suncorp, and Westpac. System thinking and design skills developed through the co-foundation of 3 major Corporate Innovation programs: (NABLab, Suncorp Strategic Innovation, Westpac Garage), and the design of the sensemaking and strategic intelligence architecture with Climate KIC, the EU's main climate innovation initiative. Strategy, innovation, and analytical skills acquired and developed with strategy firm Booz & Company, Suncorp Strategic Innovation. I studied Digital in IT research departments in France, UK, Canada, and the US since CERN put the World Wide Web in the public domain in 1993. Majored in Maths, Thermodynamics, and Quantum mechanics applied to Computer Science. https://au.linkedin.com/in/xavierrizos?trk=people-guest_people_search-card