David Ertel

Mr. David Ertel serves as the Chairman and Chief Executive Officer of Bayview Financial, L.P. Mr. Ertel co-founded Bayview in 1993 and actively focuses on strategy and overall risk management. Prior to founding Bayview, from 1991 to 1993, Mr. Ertel served as a Managing Director of Applied Mortgage Analytics, a boutique advisory firm. Previously, Mr. Ertel served as an Associate in the Financial Institutions Department of Salomon Brothers Inc., where he was involved in a number of merger and acquisition transactions for mortgage and banking clients. He serves as Chairman at Bayview Mortgage Capital, Inc. Mr. Ertel attended The Wharton School of the University of Pennsylvania, where he earned a Master of Business Administration degree in 1988, as well as a Bachelor of Science in Economics with a concentration in Finance in 1987, graduating Magna Cum Laude.